
Federal and State Employees – We’ve Got Your Back!
Whether you’re planning a major life event, or simply need a financial boost, Koins is your trusted partner. We are committed to supporting the financial well being of personnel in the civil service like you, and we take pride in offering tailored loan solutions to meet your unique circumstances.
Benefits
At Koins, we salute the dedicated men and women who serve our nation at the federal and state levels. We understand that the government employees play a vital role in our communities, and we are here to support you with specialized loan offerings tailored to your unique needs.
We value your commitment to public service, and show our appreciation. We offer men and women in the civil service exclusive benefits including preferential interest rates, flexible terms and expedited loan processing.
We understand the unique challenges you face. With our team of experienced personnel, specialized in serving government employees, you can count on us to guide you throughout your banking journey with us.
We know your time is valuable. That’s why we’ve streamlined our application and approval processes, so you can get the funds when you need them.

Requirements
Properly completed application form (Individual/Corporate).
Provide a valid copy of either of the following - Driver's License, International Passport, Voter's Card or National ID/NIN Slip.
Provide a Utility Bill issued within the last three (3) months.
Recent Passport-sized Photograph
We’ll use this information to help create and personalize your experience with Koins.
We have a Simple Online Application
Now you can fill our interactive forms anywhere using an internet-enabled electronic device.