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Personal: Easy money

Federal and State Employees – We’ve Got Your Back!

Whether you’re planning a major life event, or simply need a financial boost, Koins is your trusted partner. We are committed to supporting the financial well being of personnel in the civil service like you, and we take pride in offering tailored loan solutions to meet your unique circumstances.

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Benefits

At Koins, we salute the dedicated men and women who serve our nation at the federal and state levels. We understand that the government employees play a vital role in our communities, and we are here to support you with specialized loan offerings tailored to your unique needs.

Exclusive Benefits

We value your commitment to public service, and show our appreciation. We offer men and women in the civil service exclusive benefits including preferential interest rates, flexible terms and expedited loan processing.

Stellar Service

We understand the unique challenges you face. With our team of experienced personnel, specialized in serving government employees, you can count on us to guide you throughout your banking journey with us.

Quick and Convenient

We know your time is valuable. That’s why we’ve streamlined our application and approval processes, so you can get the funds when you need them.

Requirements

01
Application Form

Properly completed application form (Individual/Corporate).

02
Means of Identification

Provide a valid copy of either of the following - Driver's License, International Passport, Voter's Card or National ID/NIN Slip.

03
Proof of Residence

Provide a Utility Bill issued within the last three (3) months.

04
Passport Photograph

Recent Passport-sized Photograph

Get started with our Loan Calculator

We’ll use this information to help create and personalize your experience with Koins.

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Contact Details

We have a Simple Online Application

Now you can fill our interactive forms anywhere using an internet-enabled electronic device.

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FAQs
Who is eligible for a personal loan?
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Can I repay earlier than the due date?
Can I pre-liquidate my loan?
Is there a charge for pre-liquidating my loan before maturity?
Can I request for a loan statement?
What happens if I miss my loan repayment?
Is a good credit report a prerequisite to obtaining a Personal Loan?
Can I get a loan with a bad credit report?

Why use Koins?

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