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Education Finance

Embark on a collective journey towards financial success with our Group Loan service

Ideal for small businesses and investment groups, this service allows members to pool resources, share the financial burden, and work towards a common financial goal together. Empower your group’s financial growth with Koins Bank.

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Benefits

We understand that investing can be intimidating, which is why we offer a range of resources and personalised advice to.

Speedy Approval

We understand the urgency of your financial needs, that is why we’ve streamlined our application process to ensure quick approvals. Say goodbye to lengthy waiting periods and hello to immediate peace of mind.

No Hidden Fees

Transparency is key to our operations with swift cash loans, you can rest assured that you’ll only encounter clear and straight forward terms. We believe in open communication and aim to make your borrowing experience as smooth as possible.

Repayment Plan that Suits You

Repaying a loan should be just as convenient as applying for one. Our flexible repayment plans cater to your financial capabilities, making it easier for you to manage your obligations without unnecessary stress.

Requirements

01
Application Form

Properly completed application form (Individual/Corporate).

02
Means of Identification

Provide a valid copy of either of the following - Driver's License, International Passport, Voter's Card or National ID/NIN Slip.

03
Proof of Residence

Provide a Utility Bill issued within the last three (3) months.

04
Passport Photograph

Recent Passport-sized Photograph

Get started with our Loan Calculator

We’ll use this information to help create and personalize your experience with Koins.

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Loan Amount

Contact Details

We have a Simple Online Application

Now you can fill our interactive forms anywhere using an internet-enabled electronic device.

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FAQs
Who is eligible for a personal loan?
What are the requirements for a loan?
How can I apply for a personal loan?
How long does it take to process a loan application?
How much can I borrow?
What is the interest rate on your loans?
Are there any additional loan charges?
What is the minimum tenor of your loans?
What is the maximum tenor for your loans?
What is the frequency for loan repayments?
How can I repay my loan?
Can I repay earlier than the due date?
Can I pre-liquidate my loan?
Is there a charge for pre-liquidating my loan before maturity?
Can I request for a loan statement?
What happens if I miss my loan repayment?
Is a good credit report a prerequisite to obtaining a Personal Loan?
Can I get a loan with a bad credit report?

Why use Koins?

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