Savings

Save now for a better tomorrow

Unlock the power of money with a free Koins account. Save towards a goal, transfer money and enjoy high-interest savings, all in one place.

Why choose Koins for your savings and investment?

Whether you need to save money for special occasions or emergency aid to friends or loved ones, Koins is secure and reliable. Save for the rainy day, earn high interest on your savings, and best of all, you choose how to save and spend your money!

Automatic Savings

Your savings occurs automatically based on the frequency you configured.

Rewards and Incentives

We believe in rewarding our savers. By choosing to save with us, you'll unlock exclusive rewards and incentives that make saving even more gratifying.

Community Engagement

When you save with us, you're not just a customer; you're part of a thriving community. We're committed to giving back and making a positive impact in the communities we serve.

Personalized Service

At Koins, we prioritize personalized service tailored to your needs. Our dedicated team is here to assist you every step of the way, whether you need assistance with financial planning, or simply want to explore your savings options.

How does Koins work?

You can have a free Koins account following the steps below

01
Create a free account

Let's get to know about you

02
Link Your BVN

Link Your Bank Verification Number

03
Add a Debit Card

Add a debit card for auto saving

04
Setup a Target Savings plan

Create a savings plan towards your goal

05
Track Savings Progress

Track your savings with accrued interest

What else can you do with Koins?

With a free Koins account, you can save money easily, earn high interest, and lots more

Automatic Savings

Your savings occurs automatically based on the frequency you configured.

Send Money

An intuitive way to send money to your friends, family, and loved ones

Monitor Savings Progress

Koins enable you to monitor your savings progress and accrued interest as you save towards your goal.

Instant Liquidation

Your savings and accrued interest will be available in your wallet for withdrawal. You can choose to move funds from your wallet to your bank account.

Enjoy innovative banking.

Introducing Koins, a groundbreaking savings platform by Koins Bank that revolutionises the way you save. Designed to maximise your earning potential, Koins offers tailored savings strategies, competitive interest rates, and cutting-edge tools to help you reach your financial goals faster and more efficiently than ever before.

FAQs
If I live outside Nigeria, can I open a Koins Target Savings account?
What is the minimum amount I can save on the Koins App?
How do I save on Koins?
Can I top up my savings at any time?
Can I pause and continue saving after sometime?
How do I create a Target Savings plan?
When can I withdraw my savings?
Is there a limit to how much I can save on Koins?
How long can I save on Koins?
Can I have multiple Target Savings Plans on Koins?
Why can't I log in to my Koins account?
Why can’t I receive an OTP for my BVN verification on the Koins App?

Why use Koins?

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